With respect to the Bernard Madoff scandal, we've seen this before, though on a smaller scale. Bernie, meet Samuel Israel III:
http://www.sec.gov/news/press/2005-139.htm/
Basically, if you can't understand how your broker makes money, be afraid. Be very afraid.
"And if an epitaph be my story, I'd have a short one ready for my own: I had a lover's quarrel with the world." -- Robert Frost
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