Showing posts with label Muhammad Yunus. Show all posts
Showing posts with label Muhammad Yunus. Show all posts

Thursday, April 30, 2009

Small Things (a poem)

Small Things

Swine flu is in the air.
CNN promises not to fear-monger as the word “pandemic”
flashes across the screen.
I think of the Mexican peso first, then of the Mexican people dying.
It occurs to me my priorities are screwed up.

But then I realize that’s the point--the constant scramble
to survive
to make money
to take care of your family,
It re-arranges everyone’s priorities,
forces people to think ahead, not backwards,
and it seems to work, until it doesn’t.

President Obama’s on the screen now,
talking about that flu again.
I think of the Mexican people first this time.
I think about the American schools shutting down,
and American kids happy to stay home.
I think of how a small thing can multiply into a big thing
and make its way up here without warning.

And then I realize a good thing can also multiply
And come here,
Something we’d never thought about before
until it came here
and changed our lives.

Small things, like six-year old Pierre Omidyar,
arriving in America from France,
his parents from Iran,
Not knowing their little boy would create eBay.

Small things, like Paul and Clara Jobs
adopting a little half-Syrian boy
born in Milwaukee
and bringing him to Mountain View, California,
where he would grow up and give us Apple Computers.

Smaller things, too, like 27 dollars loaned by a man in Bangladesh
who spoke at Stanford in 2003
and caught the ears of Matt and Jessica Flannery,
who then founded Kiva.org.
Soon came millions of dollars to help the poor.

Small things become big when they cross borders
undeterred by risk, failure, or fear.
They come, these small things,
flu particles, yes, but also the seeds of a bright future,
Burrowing their way forward.

(2009)

Friday, August 22, 2008

On the Money: Relationship Test

I was watching CNBC's new show, On the Money, hosted by Carmen Ulrich, author of Generation Debt. When I saw it for the first time, I thought, "Oh no, not another Susie Orman." But Carmen, as she likes to be called, seems a little better, and she has a good financial compatibility test here:

http://www.cnbc.com/id/26353188/site/14081545/

A 33 year old Texan woman called into Carmen's show. She said her boyfriend of one year initiated a breakup after she wanted a prenup. Carmen told her that love trumps money, and a real partnership also includes a financial merger. The woman replied that she was generally a trusting person, but not with her money. I didn't catch any real resolution, but I love the idea of women demanding prenups--it's a good indicator of gender parity and how far we've come from the all-too-common scenario of men demanding their fiancees sign a prenup the night before the wedding. (Off the top of my head, without fact-checking, I read somewhere that Barry Bonds and Larry Ellison did this. As a result, Barry Bonds changed pre-nup law in the entire state of California, making it harder to enforce them.)

In other news, Muhammad Yunus, "banker to the world's poor," says he has a 98-99% payback success on his "sub sub sub subprime" micro-loans, without lawyers or insurance. In smaller environments, such as villages, people with nothing can be more trustworthy than people with money. The problem with a large place like Texas is it's too difficult for the 33 year old woman to get an accurate measure of her boyfriend's trustworthiness and integrity. She is behaving rationally, especially after only one year. My suggestion would have been to get back together with him, but on two conditions: one, ask him to wait for another year before proposing; and two, ask to see his monthly bills and bank statements to get an idea of his spending habits. Yes, she'd be a financial narc, but if a prenup is out of the question, how else is she going to allay her fears?